Our Services

Banking, Finance, Payments & Insolvency

Banking, payment systems, lending, recovery, financial regulation, insolvency and liquidation representation.

K&G Techlaw Partners advises and represents banks, NBFCs, fintech companies, payment gateways, merchants, creditors, corporate debtors, and financial service providers on regulatory, transactional, insolvency, recovery, and dispute resolution matters.

Our Expertise

  • Banking and financial services advisory, lending, recovery, and enforcement actions.
  • Regulatory compliance under RBI, NPCI, and payment systems frameworks.
  • Structuring and negotiating arrangements between banks, payment gateways, payment aggregators, merchants, and fintech companies.
  • Civil recovery suits, commercial disputes, and debt enforcement proceedings.
  • Prosecution and defence under Section 138 of the Negotiable Instruments Act.
  • Representation before NCLT and NCLAT for creditors, corporate debtors, promoters, and stakeholders in insolvency and liquidation proceedings.
  • Advising and representing clients in matters involving Resolution Professionals (RPs), Insolvency Resolution Professionals (IRPs), and Liquidators.
  • Defence and prosecution in investigations and proceedings involving the Serious Fraud Investigation Office (SFIO) and corporate fraud matters.
  • Asset recovery, title regularisation, and property-related disputes arising from winding-up and liquidation proceedings.

Representative Experience

  • Advised payment gateways, merchants, fintech companies, and banking partners on transaction structures, settlement frameworks, merchant agreements, and compliance with RBI and NPCI requirements.
  • Successfully represented clients in civil recovery actions and cheque dishonour proceedings under Section 138 of the Negotiable Instruments Act.
  • Represented creditors and corporate debtors in insolvency, resolution, and liquidation proceedings before the NCLT.
  • Assisted stakeholders in claim management, asset realisation, and dispute resolution involving IRPs, RPs, and Liquidators.
  • Represented clients in complex fraud and financial misconduct matters, including proceedings involving SFIO investigations.
  • Successfully secured regularisation of flats purchased from a developer that was subsequently subjected to winding-up proceedings, protecting the rights of bona fide purchasers.
  • Assisted clients in obtaining release of residential properties from actual and symbolic possession of the Official Liquidator and resolving title disputes arising from liquidation proceedings.